Get the Most From Your Canadian Dental Care Plan
No Surprise Additional Charges. Maximize Every Dollar of Your CDCP Coverage.
At Bow Trail Dental, we believe everyone deserves access to quality dental care in a welcoming, judgment-free environment. That is why we accept the Canadian Dental Care Plan (CDCP) and match the CDCP fee schedule for eligible services.
If an eligible service is covered at 100% under your CDCP benefits, you will pay $0 out of pocket for that service. You will not be charged above the CDCP fee schedule for eligible treatment, helping you make the most of your available coverage without unexpected additional charges.
From your first phone call to the completion of your treatment, our team is here to support you. We will explain your treatment options, review the coverage information available to us, and provide transparent pricing so you understand what to expect before your treatment begins. Our goal is to help you make the most of your dental benefits while keeping your experience simple, transparent, and stress-free.
Not sure how to apply for the Canadian Dental Care Plan? We are happy to answer general questions and direct you to the appropriate government resources.
At Bow Trail Dental, compassionate care goes beyond your smile. We are committed to making quality dental care more affordable, accessible, and comfortable for every patient.
Book your appointment today and experience the Bow Trail Dental difference.
We Match CDCP Fees Dollar for Dollar
If you have 100% CDCP coverage for an eligible service, you pay $0 for that service—no unexpected additional charges.
Bow Trail Dental accepts the Canadian Dental Care Plan (CDCP) and matches CDCP fees exactly, so your coverage goes exactly as far as it is supposed to. No inflated charges, no balance billing, and no surprises at checkout—just the care you need, billed according to the CDCP fee schedule.
This means your applicable co-payment, if any, is based on the same fee schedule the CDCP uses. Your final cost will depend on your approved coverage level, the services you receive, applicable frequency limits, and whether preauthorization is required. Before beginning treatment, we will review the expected costs with you so you know exactly what to expect.
Our SW Calgary dental clinic on 17th Avenue welcomes patients from Shaganappi, Killarney, Glenbrook, Rosscarrock, Wildwood, Sunalta, Bankview, and communities across Calgary who are looking for a CDCP dentist near them.
What Is the Canadian Dental Care Plan?
The Canadian Dental Care Plan is a federal program that helps make oral health care more affordable for eligible Canadian residents who do not have access to dental insurance.
Depending on your adjusted family net income, the CDCP may cover 40%, 60%, or 100% of the fees established by the plan. Patients may still be responsible for an applicable co-payment, services that are not covered, or treatment that exceeds the plan’s frequency limits.
Because Bow Trail Dental matches the CDCP fee schedule for eligible services, you will not be charged the difference between that schedule and a higher clinic fee.
Who Is Eligible for the CDCP?
You may qualify for the Canadian Dental Care Plan if you meet all of the following requirements:
- No access to dental insurance: You must not have access to private dental coverage through an employer, professional organization, pension, educational institution, or a plan purchased privately.
- Income below the limit: Your adjusted family net income must be less than $90,000.
- Canadian residency: You must be a Canadian resident for tax purposes.
- Filed tax returns: You and your spouse or common-law partner, if applicable, must have filed the required Canadian tax returns.
Eligibility and coverage must be confirmed by the Government of Canada. Our dental team cannot approve CDCP applications or determine whether an applicant qualifies.
Dental Services That May Be Covered
The CDCP may contribute toward a range of preventive, diagnostic, restorative, periodontal, surgical, and prosthodontic services.
Depending on your eligibility, oral health needs, frequency limits, and preauthorization requirements, covered services may include:
Preventive and Diagnostic Care
- Dental examinations
- Dental X-rays
- Teeth cleanings and scaling
- Fluoride treatments
- Dental sealants
Restorative and Endodontic Care
- Dental fillings
- Temporary fillings
- Root canal treatment
- Certain dental crowns with preauthorization
Gum Care
- Periodontal examinations
- Deep cleaning below the gumline
- Gum disease treatment
Oral Surgery
- Tooth extractions
- Removal of certain roots or teeth
- Other eligible oral surgery procedures
Dentures and Prosthodontic Care
- Complete dentures
- Partial dentures
- Denture repairs, relines, and adjustments
Sedation Services
- Minimal sedation
- Moderate sedation in eligible circumstances
- Deep sedation or general anaesthesia when approved and clinically appropriate
Coverage is subject to the CDCP’s rules, established frequency limits, and preauthorization requirements. Approval is not guaranteed simply because a service appears within a covered category.
Why the Canadian Dental Care Plan Matters
The CDCP can help eligible patients receive important dental care that may otherwise be difficult to afford.
- More affordable dental care: The plan contributes toward eligible dental expenses based on the patient’s approved coverage level.
- Greater access to preventive care: Exams, cleanings, X-rays, and other preventive services can help identify concerns before they become more complex.
- Support for ongoing oral health: Eligible restorative, periodontal, surgical, and denture services can help patients maintain their comfort and dental function.
- Coverage for eligible Canadians of all ages: The plan is available to qualifying children, adults, and seniors who meet its requirements.
Need Help Understanding Your CDCP Coverage?
Our team at Bow Trail Dental can help you understand how your CDCP coverage may apply at our clinic.
Before providing treatment, we will:
- Review the treatment recommended by your dentist
- Explain which services may be eligible for CDCP coverage
- Identify any applicable co-payment
- Discuss services that may require preauthorization
- Inform you of expected out-of-pocket costs
- Answer your questions before treatment begins
For information about eligibility, applications, renewals, and your current coverage status, visit the Government of Canada’s official Canadian Dental Care Plan website or access the CDCP section of your My Service Canada Account.
Contact Bow Trail Dental today to schedule your appointment and make the most of your available CDCP benefits.
FAQ
Yes. We are an approved CDCP provider and accept CDCP patients for a wide range of services, from checkups and cleanings to fillings, extractions, and dentures.
Yes. Because we match our fees to the CDCP fee schedule, patients approved for 100% coverage pay $0 out of pocket for eligible services, with no additional charges for those services.
No. We bill according to the CDCP fee guide, so your co-payment, if any, is calculated using the same rates as the CDCP. You will not receive unexpected charges above what the plan requires you to pay.
The CDCP is available to Canadian residents of all ages who meet the program’s eligibility requirements. Applicants must generally have no access to dental insurance, have an adjusted family net income below $90,000, be Canadian residents for tax purposes, and have filed the required tax returns.
Generally, no. To qualify for the CDCP, you must not have access to private dental insurance. This includes coverage available through employment, a family member’s employer, a pension, a professional or student organization, or an individually purchased insurance plan.
Certain provincial, territorial, or federal government dental programs are treated differently from private insurance and may coordinate benefits with the CDCP.
The CDCP may cover part or all of the established fees for services such as examinations, X-rays, cleanings, fluoride treatments, fillings, root canals, gum treatment, extractions, dentures, and certain sedation services.
Some treatments require preauthorization, and coverage is subject to clinical criteria, frequency limits, and your continued eligibility.
No. The percentage covered by the CDCP is based primarily on adjusted family net income:
- Patients with an adjusted family net income below $70,000 may qualify for 100% of the CDCP-established fees.
- Patients with an income between $70,000 and $79,999 may qualify for 60%.
- Patients with an income between $80,000 and $89,999 may qualify for 40%.
These percentages apply to the CDCP fee schedule. Other costs may apply when a service is not covered, exceeds frequency limits, or requires preauthorization that has not been approved.
Eligible Canadians can apply through My Service Canada Account, by telephone, or through a Service Canada Centre. You will need to provide personal and tax-related information so the government can confirm your eligibility.
No. Dental clinics cannot submit or approve a CDCP application for a patient. However, our team can direct you to official application information and answer general questions about using your benefits at our clinic.
Some services require preauthorization before the CDCP will provide coverage. When preauthorization is needed, our team can submit the required treatment information for review. Approval must be received before the service is provided for it to be considered for coverage.
Yes. You may receive care from another oral health provider who accepts CDCP patients. Before scheduling treatment, confirm that the provider accepts the CDCP and ask about any costs that may not be covered.
Check the official Government of Canada CDCP website or your My Service Canada Account for current information about applications, annual coverage periods, eligibility, renewals, and covered services.